The Modi government has launched a good savings scheme in the name of daughters. But most people are not aware of this scheme. Therefore, the Modi government's Sukanya Samrudha Yojana is not taking full advantage of the people. Under this scheme people can open this account in the name of their 2 daughters. However, if there are other twin daughters, Sukanya Samridhi Yojana can also be opened in the name of a maximum of 3 daughters. Sukanya Samiddhi Yojana is currently gaining the most interest in the country. In addition, the scheme provides income tax deduction for depositing money in the name of daughters.
Let us know what is Sukanya Samiddhi Yojana and how to take full advantage of the central Govt Schem for daughters in India up to 60 lakhs in the name of daughter. This information is in terms of investment-Learn how to get a daughter over Rs 60 lakh in Sukanya Samiddhi Yojana-Rs. Learn how to get a daughter over Rs 21 lakh in Sukanya Samiddhi Yojana for Rs 42 lakh. Sukanya Samiddhi Yojana Find out the interest rate Sukanya Samridhi Yojana (SSJ) account can be opened at any post office or bank in the country. Prime Minister Narendra Modi launched the Sukanya Samiddhi Yojana in 2015. At that time, more than 8 per cent interest was being paid under the scheme, but now Sukanya Samiddhi Yojana is getting 7.6 per cent interest.
How to Get Sukanya Samriddhi Yojana Scheme Account?
Open Sukanya Samiddhi Yojana account Go to any bank or post office and fill up a form. Then, in the name of your daughter, the Sukanya Samridhi Yojana account will be opened. With this form you need to give her daughter her birth certificate as proof of age. What documents are required to open a Sukanya Samiddhi Yojana account? You have to give your identity documents to the parents for the Sukanya Samiddhi Yojana. These documents may include PAN cards, ration cards, driving licenses, or passports. In addition, parents must also provide documents for photo proof. It must provide documents such as driving licenses, passports, electricity bills or ration cards. As soon as you open an Sukanya Samridhi Yojana account, as soon as your bank or post office opens an account under the Sukanya Samridhi Yojana after verification of your documents, it will give you the passbook. This account starts, which lasts until your daughter is 21 years old. Then you can withdraw this amount of money.
6 Key Points about Sukanya Samriddhi Yojana
- 50 per cent of the money for higher education can be withdrawn from the Sukanya Samridhi Yojana account for the daughter when she is 18 years old. Second, under the Sukanya Samiddhi Yojana, accounts can be opened for up to 3 daughters.
- The account can be opened at a minimum of Rs 250, but you can deposit up to a maximum of Rs 1.5 lakh in all Sukanya Samridhi Yojana accounts during the financial year.
- Interest rates on Sukanya Samiddhi Yojana vary from time to time. But at present, they are paying 7.6 per cent annual interest under the Sukanya Samiddhi scheme.
- Deposits under the Sukanya Samiddhi Yojana are also eligible for income tax deduction under Section 80C of the Income Tax Act.
- he Sukanya Samiddhi scheme can be transferred from one bank to another and from one post office to another. Not only that, Sukanya Samiddhi Yojana account can also be transferred from bank to post office and post office to bank. This way, the Sukanya Samiddhi Yojana account can be transferred anywhere in the country. No fee will be charged to change the Sukanya Samridhi Yojana.
- Sukanya Samridhi Yojana account can be closed after 5 years of opening.
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