PM Awas Yojana Scheme by Union Government of India is best one for the poor people in the country. Here are the complete details about the scheme. Eligibility for the PM Awas Yojana Scheme you may check here. Beneficiaries list may check online here by entering their Aadhaar number with in a second. Pradhan Mantri Awas Yojana – Urban (PMAY-U), a flagship Mission of Govt of India being implemented by Ministry of Housing and Urban Affairs (MoHUA), which was launched on 25th June 2015. The Mission addresses urban housing shortage among the EWS/LIG and MIG categories including the slum dwellers by ensuring a pucca house to all eligible urban households by the year 2022, when Nation completes 75 years of its Independence.
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Pradhan
Mantri Awas Yojana – 2021 Details |
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Eligible Group of People |
1.Economically Weaker Section ( EWS ) 2. Low Income Group ( LIG ) 3. Medium Income Group ( MIG ) |
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Maximum Home Loan Amount |
Rs. 6,00,000/- to Rs. 6,00,000/- |
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Interest Subsidy |
3% to 6.50% |
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Eligible Interest Subsidy amount |
Rs. 2,30,000/- to Rs. 2,67,000 |
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Eligible Carpet Area |
30Sq.M to 200 Sq.M |
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Maximum Annual Income |
Upto 18 Lakh |
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1.Interest subsidy and carpet area eligibility
depend on the income group of the borrower 2. Income group for a borrower changes based on
his / her Income |
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Key Features and Benefits of PMAY Scheme
PM Awas Yojana schem promotes the housing facilities in all rural areas in the country except Delhi and Chandigarh. The main obejctives of this Pradhan Mantri Awas Yojana Scheme is to give assist to the needy applicants in establishing pucca house. PMAYS targets to construct 4 crores of houses for the rural poor Indians by 2022.
Also Read: How to Download PMJJBY and PMSBY Bonds Online - Click Here
PM Awas Yojana Scheme Eligibility Criteria
- Pradhan Mantri Awas Yojana Scheme does not applicable to the Delhi and Chandigarh people
- People living in plain / hilly area will be given an allowance of Rs. 1,20,000/- and 1,30,000/- respectivily .
- The unit size of the house can be up to 25Sq Meters which will also include a dedicated cooking area.
- A loan amount of up to 70,000/- is available to the beneficiary for construction of house which is optional
Documents to be Produced for PM Awas Yojana Scheme
- Application form duly signed by the applicant.
- ID proof: PAN Card, Voter ID, Driving License, Aadhaar Card, etc.
- Address Proof: Voter Card, Passport, Aadhaar Card, latest utility bill or rent agreement
- Income proof: In case of salaried employee – 6 months' salary slip, latest form 16 or bank statements of last 6 months. In case of self-employed – IT Returns along with computation for last 2 financials years, Balance Sheet and Profit & Loss Account.
