Government of India has introduced many Schemes for the sake of Farmers in the country. These Schemes are providing Financial Security to the Farmers. PM Kisan Samman Nidhi is best scheme brought for the Farmers in India. Under this Scheme, Farmers of India are getting Rs. 6000/- financial support per every year and recently got credited Rs.2000/- in their Account. Here is an another Good News for Farmers KCC which is offering Agricultural Loans at low rate of Interests. KCC, Kisan Credit Card definately fullfil the needs of Farmers in India.
Under the Central Govt schemes, Kisan Samman Nidhi is the Best one for farmers. The Farmers who are availing / Eligible for PM Kisan Samman Nidhi, are eligible for Kisan Credit Card. DAC&FW has launched PM KISAN, an income support scheme for all land holder farmer families in the country. More than 9.7 crore farmer families have been registered on the PM-KISAN portal and the benefit of income support has been transferred to nearly 8.4 crore farmers. The land ownership of such farmers has been vetted by the concerned States/U.T. The bank account details of most of these 8.4 crore farmers are already available with the bank branches where the benefit is being transferred by Govt. of India directly. There are at present 6.67 crore active KCCs in the country. State/U.T. wise number of active KCCs is enclosed at Annexure-I Even if it is presumed that all the active KCC holders are PM-KISAN beneficiaries, there are nearly 3 crore beneficiaries who do not have KCC. Since the banks already have most of the information of the PM-KISAN beneficiaries and as most of the Aadhar number is available with Gol, they can be easily and quickly provided the KCC benefit by submitting a copy of the land record and details of crops sown. For this purpose a one page form has been devised by IBA and copy of the same has been uploaded on the websites of all Scheduled Commercial Banks as well as website of the Ministry as well as on the PM-KISAN portal.
- It has been decided to provide benefit of KCC to all PM-KISAN beneficiaries in Mission Mode with a view to ensure coverage of maximum number of such farmers for which a 15 day special drive starting from 8th February, 2020 is being launched. During this drive, the following is proposed
- All the PM-KISAN beneficiaries are to be requested to approach the bank branch where they have PM-KISAN Account, for availing benefit of KCC for accessing concessional Institutional Credit during this period. All PM KISAN beneficiaries who already have existing KCC can approach their bank branch for enhancement of limit if required.
- Those with inactive KCC cards may approach the bank branch for activation of KCC and sanction of fresh limit.
- Those without a KCC card may approach the bank branch with land record details along with details of crops sown by them for sanction of limit under KCC.
- Those farmers who have KCC but want inclusion of admissible enhanced limit for livestock and fisheries may do so.
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